Payoneer fees

Like any payment solution, Payoneer is fee based. We strongly advice anyone interested in that product to take a close look at the costs that are involved before making a final decision.

Here is a list of the fees you will be charged depending on usage of the card and some events:
1. The card

    Card activation*:
        Within US: $10
        Outside US: $20
    Getting a replacement card*:
        Within US: $10
        Outside US: $20
    Monthly account maintenance: $3

*Depending on the partner you went through to apply for your card, you may have different amounts as some partners choose to subsidize some fees.
2. Getting money

    ATM Cash withdrawal:
        Within US: $1.35
        Outside US: $2.15 + up to 3% of transaction amount
    ATM withdrawal declined: $0.90

3. Loading your card

    Card loading from a VISA/MasterCard card: 3.75% of loaded amount (was previously just 3.5%)
    Transfer from a checking or a savings account: 1% of loader amount
    Receiving a payment from your partner (card loading):
        $2 for regular loading, takes about 5 days to become available in your card balance
        $5 for express loading, takes about 2 hours to become availble in your card balance

4. Using the card

    Purchase Transaction:
        Within US: Free
        Outside US: Up to 3% of transaction amount

You might have noticed that using your card outisde of the US will cost you much more than if you used in the United States. This is quite normal as the card is issued by a US bank which means that international transactions cost them more.

In addition, pricing may vary from a partner to another as some partners may have negotiated some advantages for their customers. As an example, using some cards 5+ times per month will make your monthly maintenance fee go down to $1.

All that being said, one has to admit that the fees you will be charged for using Payoneer Prepaid MasterCard Cards remain reasonable when compared to the competition’s. However, this fact shouldn’t keep you from seeking optimization when using your card, you may then want to read through our suggestions to help you optimize your Payonneer costs.